商洛市政策性森林保险现状、 问题与对策

Current Status,Issues and Countermeasures in the Implementation of Policy-based Forest Insurance in Shangluo City

政策性森林保险作为森林资源补偿与林业援助的关键手段,能够显著降低林业经营风险,对增加森林覆盖率、提高社会对林业投资的积极性以及推动生态文明的建设具有深远意义。本文基于大量的实地调研,分析商洛市森林保险发展过程中存在的问题和原因,并从政府、林农、承保机构、服务平台、人才建设等方面探讨相关对策建议,对未来陕西省政策性森林保险的健康发展有重要启示作用。

Policy-based forest insurance,as a key means of forest resource compensation and forestry assistance,can significantly reduce the risk of forest management,and is of far-reaching significance for increasing forest coverage rate,improving the enthusiasm of society for forestry investment,and promoting the construction of ecological civilization.Based on a large number of field investigation,this paper analyzed the problems and reasons existing in the development of forest insurance in Shangluo,and discussed relevant countermeasures and suggestions from the aspects of government,forest villagers,underwriting institutions,service platforms,and talent construction,in order to provide scientific reference for the development of policy-based forest insurance in Shannxi province.