新疆农村金融机构发展的困境与对策分析

The predicament and countermeasure analysis on the development of rural financial institutions in Xinjiang

乡村金融对我国经济发展意义深远,这更加需要在解决三农发展问题上发挥其积极作用。新疆作为发展缓慢的西部地区,改革开放以来虽总产值连年提高,各方面多有建树,但就农村发展而言,金融应有的助力并不到位。因此,文章借鉴已有的研究成果以及国内经验,分析了新疆农村金融机构规模及资金投放现状、制度建设、改革创新状况,以及面临的主要困境。

The development of agriculture and rural areas is of great significance to China,which requires rural finance to play its due role in solving the problems of rural development.Xinjiang,as a western region with slow development,has seen its gross output value increase year after year and made achievements in various aspects since the reform and opening up.However,as far as rural development is concerned,the due assistance from finance is not in place.Therefore,this paper analyzes the scale of major institutions of rural finance in Xinjiang and the current situation of capital investment,the system construction,reform and innovation,summarizes the main difficulties faced by rural finance in Xinjiang,and draws on the existing research results and domestic experience to provide countermeasures and suggestions.