我国农业保险的政策演进:历程、框架与推进策略

Policy Evolution of Agricultural Insurance in China:Process,Framework and Promotion Strategy

农业保险是国家农业支持政策的重要组成部分,日益受到政府的重视,对巩固拓展脱贫攻坚成果,建立农业产业发展长效机制,促进乡村振兴具有重要意义。农业保险发展离不开国家法律政策的持续支持。在全面梳理我国农业保险法律、法规、政策和相关规定基础上,对我国政策性农业保险的法律基础、政策框架和推进策略开展研究,结果显示我国已经具备较为健全的农业保险法律基础,形成了较为完备的农业保险政策体系框架,相关政策的出台呈现出“部门协同、循序渐进、适时修订和调整”的推进策略。

Agricultural insurance,as an important component of China's agricultural support policy,is increasingly receiving attention from the government.It plays a vital role in consolidating and expanding the gains of poverty alleviation efforts,establishing long-term development mechanisms for the agricultural industry,and supporting rural revitalisation.The evolution of agricultural insurance rests on sustainable support from governmental laws and policies.This study provides a thorough review of China's laws,regulations,policies,and provisions related to agricultural insurance.It examines the legal foundation,policy framework,and promotional strategy for policy-based agricultural insurance.The results show that China has developed a relatively sound legal basis and a comprehensive policy framework for agricultural insurance.The relevant policies reflect a strategy of"departmental coordination,gradual progress,and timely revision and adjustment".