数字金融对农业经济韧性的影响效应

The Effect of Digital Finance on the Resilience of the Agricultural Economy

面临错综复杂的自然环境和政策的变化,数字金融作为一种新兴的金融形式,通过提高资金获取的效率、增强风险管理能力和促进农业供应链金融发展,正在为农业经济韧性的提升提供新的路径。该文从数字金融对农业经济韧性的多维度影响入手,研究数字金融对农业经济韧性的影响,结果表明,数字金融显著提高了农业经济的韧性,尤其在应对自然灾害和市场波动方面具有积极效应。此外,数字金融的发展有效推动了农业技术创新和产业升级,进一步增强农业经济可持续发展能力。

Facing the intricate natural environment and changes in criminal policies,digital finance,as an emerging form of finance,is providing a new path for the enhancement of the resilience of the agricultural economy by improving the efficiency of access to capital,enhancing risk management capabilities and promoting the development of agricultural supply chain finance.This article empirically investigates the impact of digital finance on the resilience of the agricultural economy by selecting provincial panel data from 2011-2023 in China,and the results show that digital finance significantly improves the resilience of the agricultural economy,especially in coping with natural disasters and market volatility,with positive effects.In addition,the development of digital finance promotes agricultural technological innovation and industrial upgrading,which further enhances the sustainable development capacity of the agricultural economy.