中小银行何处去?

Where will small-and medium-sized banks go?

6月20日,国家金融监督管理总局发布消息,同意辽宁农商银行吸收合并辽宁其他25家农商银行、11家村镇银行;6月21日,总局内蒙古监管局发布消息,同意正蓝旗汇泽村镇银行解散;7月28日,去年11月刚揭牌的河南农商联合银行被并入河南农商银行……仅刚刚过去的几个月,全国就有超过60家中小银行解散或被合并。

Data show that by the start of 2024,the number of financial institutions with legal person status in China’s banking industry has declined to 4,490,and small-and medium-sized banks down to 3,912.Among them,the number of rural financial institutions dropped to 3,795,consisting mainly of rural commercial banks,rural credit cooperatives,village banks,etc.,which is 105 less than in 2018.