农业保险高质量发展赋能新质生产力形成的逻辑机理、现实挑战与实践路径

The Logical Mechanism,Practical Challenges,and Path of Empowering the Formation of New Quality Productivity through High-Quality Development of Agricultural Insurance

在大力发展新质生产力以及推动经济社会高质量发展的政策背景下,农业保险需要通过提供更高质量的服务推动新质生产力的形成。基于农业保险高质量发展赋能新质生产力的逻辑机理,以发展新质生产力为出发点,研究农业保险高质量发展服务新质生产力的现实挑战。研究发现:新质生产力形成过程中农业保险有效需求不足、服务创新能力有待提高、运行管理机制有待完善。基于此,农业保险应通过“扩面、提标、增品”、分散风险,数智转型、持续创新,协同管理、完善政策等方面实现高质量发展,赋能新质生产力的形成。

Against the policy background of vigorously developing new quality productivity and promoting high-quality economic and social development,agricultural insurance needs to promote the formation of new quality productivity by providing higher quality services.Based on the logical mechanism of high-quality development of agricultural insurance serving new quality productivity,starting from the development of new quality productivity,this paper studies the practical challenges of high-quality development of agricultural insurance serving new quality productivity.Research has found that in the process of forming new quality productivity,there is insufficient effective demand for agricultural insurance,the ability to innovate services needs to be improved,and the operational management mechanism needs to be improved.Based on this,agricultural insurance should achieve high-quality development and empower the formation of new quality productivity through"expanding coverage,upgrading standards,increasing products",diversifying risks,digital transformation,continuous innovation,collaborative management,and improving policies.