信用承诺制:基于失信联合惩戒与信用修复的分析

Credit Commitment System:Based on the Analysis of Joint Punishment and Credit Repair

我国市场经济改革进入深水区,市场化进程扩展至社会的全方位各领域。市场的风险时时改变,要求相应的市场监管部门应对市场主体自律的事前监管进行认可。信用承诺制在此市场背景下成为必选。信用承诺制是围绕承诺人的信用,按照设定的程序进行有形化操作,让承诺人因其自身信用而获得相应的回报或惩罚。信用承诺制的全社会覆盖需要有力措施支持,失信联合惩戒和信用修复即为信用承诺制的建设提供有力支持。失信联合惩戒和信用修复作为信用承诺制的配套机制共同形成信用承诺的完整体系,但目前失信联合惩戒和信用修复存在的问题,让信用承诺制的体系性存在受到质疑。完善信用承诺制,仍需要进行深入探索。

The reform of China's modern market economy system reform has entered into a deep-water zone,and the process of marketization has been extended to all aspects of the society in all fields,and constantly changing market risk requires the corresponding market regulatory authorities to recognize the ex-ante supervision of the self-regulation of the market players.Credit commitment system has become a must in this market background.The credit commitment system is based on the creditworthiness of the promise holder,and operates in a tangible way according to a set procedure,so that the promise holder can obtain corresponding rewards or penalties due to their own creditworthiness.The social coverage of the credit commitment system requires strong measures to support,and the joint disciplinary and credit repair system provides strong support for the construction of the credit commitment system.Joint disciplinary action for breach of trust and credit repair as a supporting mechanism of the credit commitment system together form a complete system of credit commitment,but the current problems of joint disciplinary action for breach of trust and credit repair also make the systematic existence of the credit commitment system questionable.Improving the credit commitment system still requires in-depth exploration.