摘要
基于2011—2022年安徽省地级市的面板数据,采用熵值法构建普惠金融和乡风文明发展水平评价指数,实证分析普惠金融对乡风文明的影响作用。结果表明:普惠金融对乡风文明建设具有显著正向影响,这种影响有赖于普惠金融的广度、强度和深度等3个维度发展水平。中介效应和异质性分析结果表明,提升农村人力资本水平和居民收入水平是普惠金融助力乡风文明建设的重要途径;在经济发展水平较高地区,普惠金融对乡风文明建设的促进作用更加显著。据此,建议充分发挥普惠金融促进乡风文明建设的独特优势,努力夯实普惠金融的基础设施,重视普惠金融促进人力资本提升和增加乡村居民收入的间接作用,实施差异化的普惠金融政策助力乡风文明建设。
Based on the panel data of the prefecture-level cities of Anhui province from 2011 to 2022,the entropy method is used to build an evaluation index of inclusive finance and the development of rural civilization,and an empirical analysis is conducted to study the impact of inclusive finance on rural civilization.The results show that inclusive finance has a significant positive impact on the construction of rural civilization.This impact depends on the level of the three dimensions of the breadth,strength and depth of inclusive finance.The results of mediating effect and heterogeneity analysis show that increasing rural human capital and residents’income are important ways for inclusive finance to help the construction of rural civilization.Accordingly,it is suggested to give full play to the unique advantages of inclusive finance in promoting the construction of rural civilization,strive to consolidate the infrastructure of inclusive finance,attach importance to its indirect role in promoting human capital and increasing the income of rural residents,and implement differentiated inclusive financial policies to help the construction of rural civilization.
作者
吴开亚
孙博
WU Kaiya;SUN Bo(School of Social Development and Public Policy,Fudan University,Shanghai 200433,China)
出处
《农林经济管理学报》
CSSCI
北大核心
2024年第6期752-759,共8页
Journal of Agro-Forestry Economics and Management
基金
国家社会科学基金重大项目(19ZDA051)。
关键词
普惠金融
精神文明
乡村振兴
乡风文明
中介效应
inclusive finance
spiritual civilization
rural revitalization
rural civilization
mediating effect