商业银行表外业务风险管理及信息披露

Thoughts on Risk Management and Information Disclosure of Off-balance Sheet Activities

商业银行的表外业务一直以低风险、低成本、高利润成为各国银行业竞争的焦点。我国银行业如何在金融市场逐步放开的情况下 ,在同国外银行的竞争中立于不败之地 ,表外业务的发展状况、风险管理程度及信息披露的完善程度将发挥非常重要的作用。

Off-balance sheet activities of commercial bank have always been the match point among the banking competitions because of its low risk, low cost and high profit. In china, the banking industries is now facing the pressure of opening up to the outside world, so it`s very important for us to develop off-balance sheet activities and to enhance risk management and information disclosure, only in that way can we win the game.