国有商业银行核心竞争力探讨

Inquire into the nuclear competition of the state-owned business bank

在银行业日益市场化、电子化和国际化的竞争环境下,中国国有商业银行由于缺乏核心竞争力而面临严峻的挑战。国有商业银行经营机制滞后、竞争手段陈旧、创新能力不足、信息互换性低等因素严重制约其核心竞争力的形成,因此,必须从树立"双赢"的战略性竞争观念、完善银行运营机制、加强金融工具创新等方面着手,积极培植国有商业银行的核心竞争力,以适应国内、国际金融业发展的需要。

All of the banks in the world are competing with each other,and increasingly becoming marketable,electronic and international.Because of lack the competition,so the stateowned business banks of China is facing severe challenge.But there exist some shortcomings in the stateowned banks:obstruct management organization;wornout competition measure;not enough creativity;low information thechnology.All the factors mentioned above are seriously limiting the development of the nuclear competition of the stateowned business banks.Therefore,it's necessary to set up the strategic competition idea of 'double winning';to refine the bank management organization;to strengthen financial creativity;firm the nuclear competition of stateowned business bank to suit the request of economic development.