摘要
从我国目前存款分布、存款人行为特点以及银行体系的状况来看,我国存款保险制度应以保护中小存款人利益为首要目标。
Based on the distributing of deposit and the behavior character of depositors as well as status of banking system in our country,the author argues that China's deposit insurance system should put protection of mid-and-small-depositors as its prime goal.