新常态下商业银行票据业务风险和发展研究

Research on Risk and Development of the Commercial Bank Bill Business Under the New Normal

票据业务作为一项传统的银行资产业务,近年来快速发展,在促进经济建设和商业银行发展中发挥了积极作用,但也存在着票据风险事件多发、频发和突发等诸多亟须解决的问题,给我国商业银行合规经营带来很大挑战。本文主要针对当前票据业务发展新态势,分析症结所在,提出了促进票据业务持续健康发展的建议。

The bill business, which is a traditional assets business of bank, has achieved a rapid progress in recent years. It not only has positive influences in the economy and commercial banks, but also has multiple, frequent and sudden risk events, which give many challenges to the compliance management in commercial banks in our country. This article aims at the new situation of the bill business, fi nds out its crux of the problems, and puts forward suggestions to promote sustainable and healthy development of the bill business.