社会养老保险关系城乡转移接续政策研究

Research on the Transfer of Endowed Insurance Policies between Urban and Rural Areas

当前,在我国人口老龄化形势严峻、城镇化进程加快和市场经济不断深化的大背景下,劳动力的城乡迁移规模增大、频率加快、迁移时间延长和迁移距离增大。实现社会养老保险关系跨制度、跨地区的转移接续对优化劳动力资源配置和实现经济、社会持续稳定发展具有重要作用。文章分析了社会养老保险关系城乡转移接续难的源起、原因和政策障碍,提出了"缴费记录累加+养老金待遇分段计算",以及精简经办手续和完善"金保工程"的政策建议。

This paper analyzes the origins,causes and policy barriers to the transfer of urban and rural social pension insurance policies for individuals who migrate in between rural and urban areas,and make recommendations for making this transfer possible.Such an effort is deemed necessary due to China's fast pace of urbanization and massive population migration in between rural and urban areas.A robust retire and pension system can greatly ensure healthy mobility of the labor force and hence,assure sustained economic growth and social stability in China.