专家谈中国养老产业发展的热点问题

Experts on Hotspots of China’s Pension Industry Development

在养老与基金暨2019基金业年度峰会上,中国社科院社会保障实验室首席专家、世界社保研究中心主任、中国证券投资基金业协会养老金专业委员会顾问郑秉文先生接受了《国际融资》记者的专访,他对中国养老产业面临的挑战进行了分析,并提出了相应的解决之道。同时,他表示:养老目标基金税收优惠政策的推出,意味着中国的养老产业正面临新的起点和机遇。新起点有三个含义:首先,它是人民福祉,是退休收入多样性、稳定性的重要举措。其次,它是基金业长期资金的一个血脉,是优化基金业资金结构和基金业制度的创新。第三,它还是中国建立长期资本的一个制度安排。这个制度安排涉及到经济增长的后劲.

Mr. Zheng Bingwen, the chief expert of Social Security Laboratory, Chinese Academy of Social Sciences, director of the World Social Security Research Center, and consultant of the Pension Professional Committee of Asset Management Association of China, was interviewed by the reporters of International Financing Magazine at the annual summit of pension and fund industry in 2019. He analyzed the challenges of China’s pension industry and proposed corresponding solutions. The introduction of tax incentives for pension target funds means that China’s pension industry is facing a new starting point and opportunities, according to Mr. Zheng. The new starting point has three implications. Firstly, it is an important measure of people’s well-being which means diversity and stability of retirement income. Secondly, it’s blood of the long-term capital of the fund and an innovation of optimizing the structure and system of the fund industry. Thirdly, it is an institutional arrangement for China to establish longterm capital which concerns the staying power of economic growth.