产权不清——农村信用合作社支农不足的深层原因

Poorly Defined Property Right:A Deep Cause for the Deficiency of Support by Rural Credit Cooperative to the Agribiz

近几年来 ,农村信用社普遍存在着支持农村发展不足问题。支农不足的深层原因在于农村信用社的产权不清晰 ,产权不清晰造成了真正的产权主体缺位 ,导致农村信用社难以形成有效的内部治理结构。在产业比较利益不均衡的外因作用下 ,农村信用社丧失了原有的合作性 ,导致支农不足问题发生。农信社的改革要围绕产权 ,要处理好清股、扩股工作 ,处理好农村信用社历史积累问题。

In recent years, the problem of deficient support to agricultural business by rural credit cooperative prevails. The deep root of this problem lies in the poorly defined property, which results in the missing of the real principal party, hence hard for rural credit cooperative to form an effective internal control structure. Due to the imbalance of industry relative benefits, the rural credit cooperative loses its originally-meant cooperative nature, bringing about the deficiency of support to agriculture. Therefore, reform of rural credit cooperative should focus on the issue of property right, to deal with the work of share clearance and expansion and to tackle the problems accumulated in the past.