金融支持产业扶贫理论模型:以田东县为例

Theoretical Model of Financial Support for Industry Poverty Alleviation:a Case Study of Tiandong County

以田东县金融助推产业扶贫实践为例,从县域水平和经营主体水平提出金融助推产业扶贫理论模型,论证了金融供给和金融需求能够通过有效的政府主导和干预而实现耦合,以及金融能够助推经营主体产业发展并逐步达到稳固均衡,为金融支持产业扶贫提供了合理的理论依据及相关政策建议。认为金融是突破贫困均衡陷阱的有效杠杆,田东县通过建立机构、信用、支付、保险、担保、村级服务等"六大体系",有效创新了金融扶贫的制度架构;通过实施"四级产业计划",精准把握了金融扶贫的助推方向。

Taking Tiandong County’s practice of finance-boosted industry poverty alleviation as an example,this paper proposes a theoretical model of financial support for industry poverty alleviation at both levels of the county and the operators.The two models demonstrate respectively that financial supply and financial demand can achieve coupling through effective domination and intervention by the government at the county level;and finance can boost industry development and finally result in a balanced match at the operator level,which provides reasonable theoretical basis and relevant policy suggestions for financial support for industry poverty alleviation.The paper considers that finance is an effective leverage to help people out of the trap of poverty balance.Through the establishment of six systems including organization,credit,payments,insurance,assurances and village-level service,Tiandong County of Guangxi has innovated effectively the system construction of financial poverty alleviation.Tiandong County has also accurately headed towards the boosting direction of financial poverty alleviation through the implement of'Four-leveled Industry Plan'.