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从“校园贷”的发展现状探析其风险防范 被引量:1

Status Quo & Risk Prevention Analysis of “Campus Loan”
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摘要 银监会、教育部及人社部三部委于2017年6月18日联合发布了《关于进一步加强校园贷规范管理工作的通知》,旨在整肃高校校园贷款,但仍有许多不良"校园贷"将运营重心从线上平台转至线下高校校园内,持续危害在校生及其家庭。针对"校园贷"转至线下这一发展现状,文章提出了需要多方配合的风险防范对策,以防范不良校园贷款带来的风险。 On 18th June 2017,the CBRC,the Ministry of Education of the PRC and the Ministry of Human Resources and Social Security of PRC jointly issued the Notification about Further Enhancement on the Stewardship of the Campus Loan,aiming at purging the campus loan in universities. However,there are still many harmful "Campus Loans"changing their operation emphasis from the online platform to the real-life campus in universities,continuing to harm the students and their families. Based on current situation that the"Campus Loan"operates offline,the author of this thesis puts forward countermeasures on risk prevention that need multi-party cooperation to guard against the risks of the harmful campus loan.
作者 李婕娜
出处 《贵州广播电视大学学报》 2018年第1期53-56,共4页 Journal of Guizhou Radio & Television University
关键词 “校园贷” 大学生 风险防范 "Campus Loan" University Students Risk Prevention
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