个人住房抵押贷款是住房金融市场的必然选择

Housing mortgage loan is inevitable trend in housing financial market

各种住房金融体系的发展都有其深刻的历史背景 ,都是立足于自己的具体国情而发展起来的。遵循这一规律 ,分析我国住房金融市场发展的历史与现状 。

The development of all types of housing finanial market systems have profound historic background in themselves.They all developed on the basis of their own respective national condition.Conforming to the law,the author analyzes the history and presents situation of housing financial market and then reach a conclusion that housing morgtage loan is an inevitable trend in our housing financial market.