监管资源的优化配置:跨区域设置人民银行县支行的实证研究

Optimization of Regulatory Resource: An Empirical Study on the Establishment of Inter - County Sub - Branch of the People' s Bank of China

本文通过对跨行政区设立的人民银行键为县支行职能作用的实证分析,研究建立区域基层央行的可能性和必要性。本文比较研究了跨区域和按行政区划设置人民银行县级支行的两种情形,认为建立区域基层央行不仅降低了金融监管成本.同时提高了货币政策传导和金融监管效率,是监管资源的优化配置。

This paper overviews the performance of Jianwei County Sub-branch of the People' s Bank of China, to show the necessity and feasibility of the establishment of inter-county sub-branch of the central bank. Through comparison between county sub-branch and inter-county sub-branch, it is proved that the latter case could reduce regulatory cost, improve efficiency of monetary policy transmission and financial regulation, and optimize regulatory resource.