利率市场化绝不能太急

Introducing a market-oriented interest rate

现在无论怎么强调利率市场化的重要性都不过分。但理论界与业务部门的看法也不尽相同,有些人认为中国的利率市场化很滞后,所以有很多文章呼吁要展开利率市场化;而有些文章则认为,其实中国的利率市场化已经取得了相当大的进展。怎么看待这个事情,我认为需要一个比较全面的看法。下面是我的研究成果。

Nowadays more and more people have come torealize the importance of introducing a market-orientedinterest rate in China. However, opinions differ on thecurrent status of China's interest rate system. Some believethat China has lagged far behind the rest of the world inadopting a market-oriented interest rate system, whileothers say China has achieved major progress in this re-spect. Following are some findings of my own research.