大学生网络借贷行为的防治和教育研究

Research on Prevention,Cure and Education of University Students' Network Borrowing Behavior

在国家严禁对大学生网络借贷的环境下,大学生网络借贷行为仍持续蔓延,花样层出不穷,暴露出大学生自身价值观的扭曲和不正常的心理;高校学工队伍应建立有效的预防机制,开展针对性的宣传,及时地干预和引导,帮助陷入网络借贷的大学生及其家庭摆脱泥潭。

Under the circumstance that the state strictly prohibits online lending to college students,online lending behavior of college students continues to spread and emerge in endlessly,revealing college students’ own distorted values and abnormal psychology. Teams of college students and workers should establish effective prevention mechanism,carry out targeted publicity,with timely intervention and guidance,to help college students and their families trapped in online lending get out of the mire.