我国海域使用权抵押发展现状与管理政策建议

On the Sea Usage Right Mortgage and Related Management Policies in China

文章分析了目前我国海域使用权抵押交易的市场发展和管理现状,以及影响海域使用权抵押交易发展的问题,包括抵押权实现、海域评估、贷款额相比评估额偏低等,并针对目前海域使用权抵押交易需求强烈、不同用海类型交易特征不同等特点,提出了联合金融部门出台管理政策、促进海域使用权市场化、降低抵押权人风险和完善海域使用权抵押登记管理等建议。

This paper analyzed the development and management of sea usage right mortgage market in China,as well as such influencing factors as mortgage fulfillment,sea area evaluation and lower amounts loaned than evaluated,etc.In view of the intense demand and diversification of sea usage right mort-gage,furthermore,we proposed coordinating with financial departments to issue management policies, promoting the marketability sea usage right,reducing the risks of mortgagees,and improving the registra-tion management of sea usage right mortgage and so on.