金融支持小微企业发展的一般原理与运行机制

General Principle and Operating Mechanism of Finance Support Small and Micro Businesses

理解我国发展小微企业和推动大众创业、万众创新的社会目标,明确金融支持的主要功能,从金融支持的作用范围、作用对象、作用方向、作用内容等方面厘清金融支持的政策层次,从金融支持参与主体的分工机制、金融机构盈利系统的平衡机制、金融机构资金供给的调节机制等方面把握金融支持体系的运行机制,建立起金融支持的宏观分析框架,具有一定的理论价值和现实意义。

To understand the social goals of develop small and micro businesses (SMBs)enterprises and promote the public to make entrepreneurship and innovation in our country,and to be clear about the main functions of financial support.To clarify the policy levels of financial support from its acting coverage,act-ing objects,acting directions and acting contents.To grasp the operation mechanism of financial support system from the division mechanism of the participation subjects,the balance mechanism of financial insti-tutions profit system,the regulation mechanism of financial institutions funds supply.Thus,to establish macro analysis framework of the financial support,has important theoretical value and practical signifi-cance.