新农村社会养老保险的供需研究

Research on Supply and Demand of the New Rural Social Endowment Insurance

新农保制度的正式出台标志着我国农村社会养老保险制度建设踏入了一个新的发展阶段。本文在分析新农村社会养老保险供给和需求现状的基础上,进一步进行了供需平衡预测,研究结果表明:在2014—2026间,虽然我国新农保的收入额和支出额都呈上升趋势,但因收入额上升幅度小于支出额上升幅度,导致账户缺口逐渐增加,加剧供需不平衡现状。最后,本文分别从供给和需求两个角度提出了解决供需缺口的对策建议。

The new rural social endowment insurance system formally established marks the construction of rural social endowment insurance system in China was introduced into a new stage of development. Based on the analysis about the present situation of supply and demand of the new rural social endowment insurance, the paper further predicts the balance between supply and demand. The results prove that: from 2014 to 2026, although the income and expenditure of the new rural social endowment insurance in China are on the rise, because income rise is less than spending rise, which leads to account opening gradually increase, then aggravates the imbalance between supply and demand. In the end, this paper puts forward some suggestions to solve the problem of supply and demand gap from the angles of supply and demand respectively.