监理单位、设计单位的专业责任保险

The insurance of professional responsibility of the supervision units and design units

工程建设中 ,监理单位、设计单位都面临着诸多风险 ,必须加强风险防范 ,而保险是转移风险的重要手段。按照国际惯例 ,监理工程师、设计师必须投保专业责任保险。介绍了职业责任、专业责任保险的概念 ,分析了监理单位、设计单位进行专业责任保险的重要性 ,借鉴国外专业责任保险的一些做法 。

In project constructions, both supervision and design units are subject to many risks.Emphasis on the management of risks is therefore necessary.Among others,insurance is an effective means of transferring risks.According to international regulations,supervision engineers, and designers are supposed to have their professional responsibility insured.This article introduces the ideas of insurance concerning professional responsibility and specialty responsibility, illustrate the importance of the engagement in professional and special insurance on the part of supervision and design units, and by referring to some practices concerning insurance in such lines popular in foreign countries, offers policies and strategies to implement our professional and special insurance.