社保基金参与银行不良资产处置的可行性及其途径探索

A Study on the Possibility and Ways for Social Security Funds to Take Part in the Disposition of Non-performing Loans of Banks

四大国有商业银行巨额不良资产处置与社会保障资金筹集和保值增值是我国当前迫切需要解决的两个重大难题。对社保基金参与四大国有商业银行不良资产处置的可行性进行分析,认为社保基金参与不良资产处置不仅可行而且必要,是实现双赢的措施,进而提出了社保基金参与不良资产处置的具体途径。

How to dispose of the large sum of non-performing loans of the four state-owned commercial banks and how to enlarge and increase the value of social security funds are two important and imperative problems. This essay takes an analysis on the possibility for social security funds to take part in the disposing of the non-performing loans, and puts forward some countermeasures.