矩阵结构与我国商业银行组织管理创新

Matrix Structure and Organizational Management Innovation of Commercial Banks in China

随着科技,特别是通讯技术的进步,以及市场结构的变化和居民金融需求日趋多样化和高级化,我国商业银行传统区域式或直线式组织结构已不能适应新的需求,矩阵式组织结构成为国内各家银行研究和改革的方向。在这样一种背景下,本文以国际先进银行为例,分析了几种主要的矩阵式组织结构,在此基础上提出我国商业银行推行矩阵式组织结构、进行以"扁平化"为特点的组织体系改革的基本思路,并指出我国商业银行此项改革的突破口。

Along with the progress of communication technology,changes of market structure and other reasons,the traditional kind of organizational structure of commercial banks is no longer suited to the new environmentAgainst this background,the paper studies foreign banks experiences,analyzes several main kind of matrix organizational structure,and makes suggestions on the reform of Chinas commercial banks.