农村社会养老保险改革探讨

My Opinion on the Reform of the Rural Social Endowment Insurance

社会养老保险基金不足是各国普遍存在的问题,但中国社会养老保险基金面临的特殊性是人口基数大、老龄化进程加速、产业结构调整而提前退休等带来的巨大压力,解决此难题的源头是控制人口。控制人口的重点、难点是农民群体。市场经济体制下政府行为减弱,控制农民计划生育,政府必须付出交易成本即建立国家财政支持的农民社会养老保险制度。

It is a common problem in many countries that social endowment insurance fund is not sufficient, however, the real problem facing China's social endowment insurance is that of great pressure brought by a great population base, accelerating process of aging and many retired before required age due to industry structure change as well. The solution is controlling the population, the core of which is to control the peasant population. In the market economy in order to attain this goal the government cannot but pay the transaction cost, that is, establishing the peasant endowment insurance system supported by its finance.