中小企业融资困难的原因与对策

Causes and Countermeasures for Difficulty in the Financing of Small and Medium-sized Enterprises

改革开放以来,中小企业在我国经济发展中发挥了重要作用,然而由于中小企业的原因和我国金融体制改革的滞后,中小企业的困难,尤其是融资困难相当突出。因此,改善中小企业的融资条件,提高中小企业自身素质和建立一个符合我国国情的金融体系就成为我国中小企业发展的关键。

Since reform and opening to outside world, small and medium-sized enterprises play an important role in Chinese economic development but their financing difficulty is very serious because of the backward of financial system reform and the enterprises development. Thus, the key to development of small and medium-sized enterprises is to improve financing condition of small and medium-sized enterprises, to raise quality of the enterprises and to set up financing system suitable for Chinese condition.