摘要
金融产品创新就其实质来说 ,就是为了提高和改善金融资源分配效率。我国金融业在加入WTO后是否具有竞争力在很大程序上取决于金融产品的创新能力。我国应完善金融产品创新的制度安排以突破目前的低效状态 ,这有利于整个金融业的改革与发展。
Financial products innovation can improve and complete the allocating efficiency of financial resources in essence. After the entry into WTO, China's financial competition will depend on the innovation of financial products to some extent. The Institution of financial products in China must be completed in order to overcome the current state of low-efficiency, which will bring great benefits to the reform and development of finance.
出处
《审计与经济研究》
北大核心
2003年第1期61-62,65,共3页
Journal of Audit & Economics
关键词
金融产品
金融创新
制度安排
financial products
innovation
institution
