灵活运用理财工具 提高资金运作效率

Promote Capital Operation Efficiency by Using Financing Tool

应付票据贴现和保理业务都足创新的资金融通手段和重要的理财工具,其本质上是从银行获取低息的贷款,从而达到短期融资、置换高息贷款、节约财务费用和改善财务报表的目的;应付票据贴现和保理业务的出现使买方、卖方、银行实现了“三赢”;资金运作的国际化使非上市单位和上市公司分支得到境外融资、获取国际资金利差的好处;从广州分公司的资金运作实践出发,简要介绍应付票据贴现、国内保理业务以及资金运作国际化的基本做法。

Business of bills payable discounting and protective arrangement is innovated important financing means and tool, its nature is to receive loans of low interest rate from the bank for the purpose of getting short term financing, replacing loans of high rates, reducing financing costs, and improving financing reports; this business can perform a point of mutual benefits of seller, buyer and bank, fulfilling 'three wins' target; the international financing operation brought non listed units and branches of listed companies with the benefit of financing abroad, receiving international fund. In view of the practice of capital operation practice of Guangdong Branch, briefly introduced the basic methods of bills discounting, protective arrangement and international capital operation.