摘要
据位居美国消费金融业务龙头地位的花旗银行新近公布的消费白皮书载,21世纪的世界十大金融消费趋势无不与表外业务密切相关。而我国商业银行仍以传统的资产负债业务为主,表外业务相当落后而且发展极为缓慢。为提高我国表外业务开展能力对中外商业银行表外业务进行了比较,以期对我国今后深入开展表外业务有所借鉴。
According to the recent White - cover Book on Consumption by Citibank, the dominant sector in US finance, none of the top ten financial trends is not linked to OBSA. However, assets and loans are still the main part in our commercial banks with backward OBSA. This paper makes a comparison of OBSA between China and foreign commercial banks from the three aspects: the usage of definition, the background and current situation with the objective to provide some suggestions for our commercial banks in the future.
出处
《商业研究》
北大核心
2003年第2期112-116,共5页
Commercial Research
