摘要
寿险偿付能力是寿险公司履行保险合同约定的给付责任的能力。用因子分析法得到的结论是 1986年以来中国寿险经营的偿付能力总体呈下降趋势。分析表明提高偿付能力应从提高资产质量、提足责任准备金、提高投资收益率三个方面入手。
This paper adopts factor analysis to evaluate the change of solvency situation of life insurance operation in China and finds that there has been a declining tendency since 1986. According to the analysis, the quality of asset, adequacy of reserve and profitability are the key factors in improving the solvency.
出处
《预测》
CSSCI
2003年第1期50-52,70,共4页
Forecasting
基金
江苏省哲学社会科学基金资助项目 (E3 0 48)
