关于建立我国社会信用制度体系若干问题的探讨

Some problems in establishment of social credit system in China

市场经济是一种契约经济或信用经济,但由于我国社会主义市场经济正处于发育阶段,企业信用制度还没有真正建立起来,一些失信行为出现在国民经济各个领域,当务之急是要切实加快社会信用制度体系建设,这直接关系到能否降低交易费用,提高市场效率,直接关系到市场经济能否长期繁荣。从信用管理立法工作、加强对信用行业进行相应的管理和监督等四个方面提出建立、健全我国社会信用制度体系的建议。

Market economy is a contract economy or credit economy. However, the market economy in China is still in its initial developing stage, credit institution is not well established yet. Some discredit behaviors occurred in various fields. Thus it is imperative to set up the social credit system, which will directly work on reducing trade expenses, raising the market efficiency and promoting economic prosperity. In this paper some suggestions are proposed concerning how to fasten the work of legislation, how to strengthen the management and supervisory of credit industry, so as to set up the social credit system in a short time.