银行信贷决策支持系统的建立

Foundation of Decision Support System of Loan

针对信贷业务的特点以及对管理工作的要求 ,提出了信贷决策支持系统的基本设想 .该系统以数据库、模型库、方法库和知识库为基本框架 ,应用平台选用 L otus notes,使系统具有安全性高、界面友好 ,易于操作等特点 .由于 L otus notes是银行办公系统的基础平台 ,故系统实施容易 ,可节约大量资金 ,还可快速准确地完成预测分析 ,为领导决策提供有用信息 .

This paper presents basic idea of the decision support system of loan, in tems of the features and management requirments. It also states the decision support system should provide useful information for decision makers focused on the basis of data base, model base, method base and knowledge base. This system platform is based on Lotus notes, and the system has the following capabilities: high security, good user interface and operation convenience. It is easily to carry out the system because the office system of the bank is bused on Lotus notes. It'll save costs developing the system.