加入WTO与我国外资银行监管法律制度的改革

WTO Accession and Reform in Legal System about Supervising China's Foreign Banks

加入WTO后,以GATS及其附录、《关于金融服务承诺的谅解》、《全球金融服务贸易协议》为主体内容的WTO金融服务贸易法律制度将对我国外资银行监管法律制度的改革产生深远影响。我国对外资银行监管应从政策模式的选择、价值取向和监管理念、监管体制、监管重点和监管内容以及监管的国际合作与协调等方面进行调整,以达到既遵守WTO规则、履行政府承诺,又促进我国经济发展、规避金融风险的目的。

After China's WTO accession,the legal system about WTO banking service commerce,whose main contents are GATS and appendices,'On the understanding of Banking Service Promise'and 'Agreement on Banking Service Commerce on a Global Scale',will exert a profound influence to the reform in legal system about supervising China's foreign banks.In order to follow related regulations and the government's promises,and speed up the economy development and evade the banking risks as well,China should adjust the supervision of foreign banks in the following aspects:the choosing of policy model,the idea and institution of supervision,and the main content of supervision and the global cooperation and coordination of supervision and so on.