选择混业经营:中国金融业发展的必由之路

Mixed Operation Coming near Finance Industry of China

我国金融业长期实行的分业经营 ,是我国金融运行机制和监管体制不完善阶段用以降低金融风险的一种制度选择 .随着我国经济和国际金融市场的快速发展 ,混业经营则成为我国现阶段金融制度改革发展的趋势 .本文分析了我国加入WTO后国内金融业面临的混业经营压力、债转股对金融混业经营的影响等 ,并据此对我国金融业混业经营模式提出了设想 .

In China,separate operation in financial industry is taken for long time,which is a result of the lack of good financial supervision and financial operation system in order to reduce financial risk.With the rapid development of national economy and international financial market,mixed operation is the innovation tendency of present financial system in China.The paper analyses the proceeding of'debt-transferred-to-shares'and the difficuties of mixed operation after the entrence of China to WTO,and puts forward a proposal of model of mixed operation for Chinese finance.