摘要
随着绿色金融理念在中国市场的提出,多家商业银行响应国家的号召,开展绿色信贷业务。本文以国内A股上市银行中筛选出从事绿色信贷业务的16家商业银行(包括国有商业银行、股份制商业银行、城市商业银行三类)作为研究样本,选取衡量绿色信贷发展状况的绿色信贷比例(GLR)与衡量商业银行盈利能力的总资产报酬率(ROA)作为主要研究指标,通过面板数据研究我国上市商业银行绿色信贷业务的开展对其整体经营盈利的影响,为商业银行绿色信贷业务的发展与改进提出对策建议。
With the introduction of the green finance concept in the Chinese market, a number of commercial banks responded to the call of the state and launched a green credit business. This paper selects 16 commercial banks(including state-owned commercial banks,joint-stock commercial banks, and city commercial banks) engaged in green credit business as domestic research samples, and selects the proportion of green credits that measure the development of green credits. GLR) and the total return on assets(ROA), which measures the profitability of commercial banks, as the main research indicators, through panel data to study the impact of the development of China’s listed commercial banks’ green credit business on their overall operating profit, and the development of commercial banks’ green credit business.Suggestions for improvement and improvement.
出处
《价格理论与实践》
北大核心
2019年第4期157-160,共4页
Price:Theory & Practice
基金
中小环保企业技术进步与产业升级耦合的机制研究(18JCTPJC64000)
天津市自然科学基金项目:供给侧结构性改革背景下科技型中小企业技术创新模型构建及应用研究(18JCTPJC53000)
关键词
绿色金融
绿色信贷
商业银行
经营绩效
固定效应模型
Green finance
Green credit
Commercial bank
Business performance
Fixed effect model