国家助学贷款新政策存在的不足及对策研究

A Study of the Defects in New Policy of National Students Loans

针对我国新的国家助学贷款政策在方案设计上存在的一些不足,建议尽快建立健全大学生个人信用数据库,大力开办生源地助学贷款,加强贷后管理,适当延长还贷年限。

With regard to some defects in the plan of our country's policy of national students loans, this article suggests that personal credit data base sheuld be built up and perfected earlier among college students,students loans in their homeland should be vigorously established,the management after the loans should be fightened,and the time for returning loan should be properly put off.