金融稳定理事会系统重要性银行处置框架介评

The importance of the framework of the Financial Stability Board System of banking

金融危机前,各国一直沿用普通公司破产制度来处置问题银行。但是,普通公司破产制度由于缺乏足够的专业性而无法有效处置银行破产问题,从而使得银行破产的社会成本上升。金融危机后,金融稳定理事会针对系统性银行构建了处置框架,对我国银行业的未来经营和问题银行的处置产生了较大的影响。

Before the financial crisis,countries have been used to deal with the problem of the general corporate bankruptcy system.However,due to the lack of adequate professional and professional and unable to effectively deal with the problem of bank insolvency,the general corporate bankruptcy system,which makes the social cost of bank bankruptcy rise. After the financial crisis,the Financial Stability Board for the system of banks to build a framework for dealing with China's banking industry's future operations and the disposal of problem banks have a greater impact.