信息时代网上银行的法律监管探究

The legal supervision of internet banking in the information age

由于网上银行的发展历史还较短,网上银行在为大家带来方便的同时,也带来了挑战。目前建立的网上银行体系还有很多的漏洞。我国目前还没有专门的规制网上银行的法律规范,我国传统的银行监管体制已经不能够全面、有效地防范网上银行所发生的风险,非常有必要对网上银行监管制度进行完善。

The development of online banking history is short, it brings convenience to everyone, at the same time, also brought a challenge. There are still a lot of loopholes in the online banking system. In China there is no special regulation of online banking, our country's traditional bank supervision system has not been able to fully and effectively prevent internet banking risk, it is necessary to perfect the supervision of the internet bank system.