遗嘱变更保险受益人问题探讨

Between vehicle and pedestrian traffic accident damage compensation liability imputation principle analysis

我国法律不断健全,但保险法的法律条例存在的一些问题却没有明确规定,促使遗嘱变更保险受益人问题备受争议,使实际中遗嘱变更保险受益人的一些问题不能很好解决,甚至与投保人最初购买保险的初衷相违背。因此,本文从加强保险立法,结合被保险人的具体情况,明确遗嘱变更保险受益人的方式、法律效力等方面探讨,从而在实践中发挥重要作用。

The law of our country continues to improve,but some problems of the legal regulations of the insurance law is not clearly defined,will change the beneficiary of the insurance prompted the controversial issue,the actual problems will change the insurance beneficiary can not be solved,even contrary to the insured and the initial purchase intention of insurance.Therefore,this article from the strengthening of insurance legislation,combined with the specific circumstances of the insured,will change the way of insurance beneficiaries,legal effect and other aspects of the study,so as to play an important role in practice.