区块链,跨境支付的新机遇

Block Chain, New Opportunity for Cross-border Payment

随着跨境支付规模的逐年增长,传统银行跨境支付结算模式存在的多种缺陷直接影响跨境交易的发展。区块链作为一种新型互联网技术,目前已经引起政府部门、金融机构、科技企业和资本市场的高度重视与广泛关注,这种技术有可能解决传统跨境支付结算中存在的问题。本文结合区块链技术特征对跨境支付行业采用区块链技术可能产生的影响以及弊端进行分析,为我国发展区块链技术提供合理建议。

With the growth of cross-border payment scale, the traditional bank cross-border payment settlement model has a variety of defects, which directly affect the development of cross-border transactions. Block chain as a new Internet technology, currently has attracted concern which could solve the problems. Based on the characteristics, this paper analyzes the possible influence,drawback and provides reasonable suggestions for developing block chain technology in china.