从辅导员视角浅析校园网贷的特点及其应对措施

Analysis on the Characteristics and Countermeasures of Campus Network loan from the Angle of Counsellor

在信贷技术日趋成熟的时代大背景下,网络贷款以其门槛低、放款快、无抵押等特点渗透在大学生的生活中,好奇心重、社会经验少的大学生极易受到不良网络贷款的诱惑,落入其陷阱中,严重的甚至迷失自己走向极端。本文以校园网络贷款这把双刃剑为抓手,从辅导员的视角分析校园网贷,帮助学生树立理性的消费观,提高诚信意识与责任意识。

Under the background of credit technology maturing day by day, network loan is permeated into college students’ life with its characteristics of low threshold, fast lending and unsecured loan. College students with less social experience are vulnerable to the temptation of bad network loans and fall into the trap and even lose themselves to the extreme. This article takes the campus network loan as the double-edged sword, analyzes the campus network loan from the counselor’s angle of view, helps the student to set up the rational consumption view, enhances the honesty consciousness and the responsibility consciousness.