农村信用社产权制度创新研究

A Study On Institutional Innovation In Property-right Of The Rural Credit Cooperative

现行农村信用社存在的出资人所有权虚置、收益权削弱、法人财产权丧失等产权制度缺陷 ,严重阻碍着它的进一步发展。形成这些缺陷的主要原因在于农村信用社产权改革的方向不明和对产权范畴的片面理解 ,因此 ,农村信用社产权制度创新应在清晰界定产权的基础上、向股份制、股份合作制、合作制等多种产权形式的方向发展。

The defects of property right which currently exists in the Rural Credit Cooperative (RCC) such as the investment person proprietary rights emptying places and income power weakening and cooperative property right losing etc are seriously hindering its further development. These defects mostly result from the ambiguity of the RCC's property right innovating orientation and the unilateral understanding of property rights. So the RCC's property right innovation should be made to many kinds of property right system including share system, share cooperation system or cooperation system etc, on the foundation of the clear property right.