国内P2P借贷平台发展特征及趋势分析

Analying Characteristics and Trend of Domestic P2P Lending Platforms

本文简要介绍了国外和国内P2P平台的起源,主要分析了目前国内P2P平台的三大特征,并以此为基础结合课题组的调研成果,重点研究了未来我国P2P平台的发展趋势:借贷集中化、平台经营专业化、线上线下共生化。并在结尾点出了P2P平台发展的更多可能性。

Theessay briefly introduces the origin of P2 P platform aboard and in,and then analyzed the three apparent characteristics of domestic P2 P platforms,on this basis,combining with the research achievements of our research group,finally,focusing on the future trend of development of P2 P platforms:lending and borrowing parties would be centralized,,platform running would be professionalized.,online to offline would be integrated0 At the end,the essay points out the development of P2 P platform would presented more possibilities to the economic world.