新疆票据融资增长特征及影响因素分析

The Analysis of Xinjiang's Bill Financing Growth Characteristics and Influence Factors

今年以来,新疆各项贷款增速持续稳定在11%左右,与新疆主要经济指标波动大、总体下行的情况有差异,原因在于在实体经济需求萎缩形势下,作为银行"信贷蓄水池"角色的票据融资大幅增长,今年前四个月,新疆票据融资增加177.1亿元,占新疆贷款增量比重高达30.8%,2015年同期该比重仅为1.3%,2014年同期不到1%,票据融资的大幅增加平滑了一般企业贷款增长乏力对各项贷款增长的冲击。

Since this year,the growth of loan in Xinjiang steady at about 11%,that has differences between the volatility of Xinjiang's main economic indicators and the economic downturn.The reason is that in die real economy demand shrinking situation,bill financing as the role of bank credit 'reservoir' has a rapid increase.In the first four months of this year,Xinjiang's bill financing increase of 17.71 billion yuan,account for Xinjiang's loans incremental as high as 30.8%,compared with the same period in 2015 the proportion was only 1.3%,less than 1% over the same period in 2014.The dramatic increase of bill financing in Xinjiang smoothing the enterprise loan's slight growth impact to the overall loan growth,at the same time,also produced some problems need to pay attention to.