产能过剩行业去产能过程中的金融风险防范

Financial Risk Prevention During the Process of Tackling Industrial Overcapacity

产能过剩已成为当前制约经济发展和结构调整的核心问题。中央经济工作会议、国务院年度政府工作报告以及人民银行等八部委联合印发的《关于金融支持工业稳增长调结构增效益的若干意见》,先后对"去产能、去库存、去杠杆、降成本、补短板"工作进行了部署,提出了要求。在推动产能过剩行业"去产能"的过程中,涉及面广,也会加快企业风险暴露,进一步加大银行业金融机构信贷资产风险。因此加强对"去产能"过程中风险防范的研究,有助于更好的发挥金融支撑作用,促进地区经济结构转型。

Industrial overcapacity has become a major impediment to economic development and structural readjustment.The Central Economic Conference,the Annual Government Work Report by the State Council and Guidance on Financial Support for Steady Growth,Structural Readjustment and Profit Increase in the Industrial Sector jointly issued by the People's Bank of China and 8 other state miniseries successively rolled out a series of initiatives targeting ' Cutting capacity,De-stocking,De- leveraging,Lowering cost and Improving weak links'.Tackling industrial overcapacity,as a systematic project concerning many aspects,tends to accelerate the risk exposure of enterprises and in turn further increase credit risk of the banking industry.A study on how to prevent financial risks during the process of tackling industrial overcapacity will reinforce the supportive role of finance in regional economic structural transformation.