摘要
发展普惠金融对我国推动农村经济金融发展和维护农村社会稳定具有重要意义。本文结合我国国情现状,对普惠金融发展的定义和内涵进行了梳理,通过借鉴印尼小额贷款银行模式、巴西代理银行模式、台湾地区农村普惠金融模式经验,得出启示:我国应加快完善普惠金融顸层设计,以政策扶持与市场参与相结合方式推动普惠金融可持续发展,加大普惠金融产品创新,满足农村多元化金融需求。
It is quite important for the development of inclusive finance to promote rural economic and financial development and to maintain social stability.By summarizing the definition and meaning of inclusive financial and drawing on the experience of Indonesian microfinance banking model,the Brazilian banking model and rural area inclusive finance model of Taiwan,this paper finally comes to the conculusion:China should accelerate the improvement of inclusive finance top-level design,promote the sustainable development of inclusive finance with the combination of policy support and market participation,and increase the inclusive finance product innovation to meet the financial needs of rural diversification.
出处
《金融发展评论》
2017年第3期80-85,共6页
Financial Development Review
关键词
普惠金融
农村金融
金融组织模式
发展路径
Inclusive Fiance
Rural Economic
Financial Organization Model
Development Path
