“去产能”对银行业影响的调查与分析——以某煤炭资源城市为例

Investigation and Analysis of “De-capacity” on Banking Industry——A Case of a Coal Resource City

近年来,我国经济下行压力较大,经济升级转型任务繁重。为推动经济结构性调整,我国提出2016年"五大任务",其中,"去产能"作为主要任务之一,煤炭、钢铁等行业成为"去产能"的主要领域。大部分产能过剩行业都曾得到金融的大力支持,在"去产能"的背景下,银行业也面临金融风险。本文以某煤炭资源型城市为例,分析煤炭"去产能"对银行业的影响,并建议采取相关措施,防止金融风险的发生。

In recent years, economic downward pressure is greater, and the task of economic upgrading and transformation is more arduous in China. In order to promote the structural adjustment of the economy, China proposed 'five tasks' in 2016, and 'De-capacity' as one of the main tasks, Coal, steel and other industries have became the main areas of 'De-capacity', most of the excess capacity industries have received strong financial support, in the background of 'De-capacity',the banking industry is also facing financial risks. In this paper, a coal resource city is taken as an example, to analysis the influence of Coal industry 'De-capacity' on banking industry, and relevant measures are recommended to prevent the occurrence of financial risks.